Credit Card Facts & Myths to Help You…

The credit cards subject is surrounded by myths that may keep you from reaping their maximum benefits. On the other hand, not familiarizing yourself with certain credit card facts may land you into credit troubles…

What is Gap Insurance?

A shiny new car may seem appealing as you drive past the dealership — before the sticker shock and the reality of a new auto loan sets in, that is. Even if the initial price…

How Forgiven Student Loans Affect Your Taxes

Many students face hefty student loan balances after they graduate. Many people have considered student loan forgiveness to avoid having to pay back their loans. However, most people who opt for this don’t know that…

What is Debt-to-Income Ratio?

Debt-to-income ratio (DTI) is a personal finance metric that represents an individual’s debt payment to his or her overall income, expressed as a percentage. In layman’s terms, debt-to-income ratio is a single number that predicts…